Central bank digital currency - Wikipedia
A central bank digital currency (CBDC) is a digital version of a country's official currency, created by the nation's central bank [1] rather than by private companies. [2]
Central Bank Digital Currency (CBDC) - Federal Reserve Board
What is a central bank digital currency (CBDC)? A CBDC is a digital form of central bank money that is widely available to the general public. "Central bank money" refers to money that is a liability of the …
Understanding Central Bank Digital Currencies (CBDCs): A ... - Investopedia
Sep 26, 2025 · Central bank digital currencies (CBDCs) are digital forms of a country's fiat currency issued and regulated by its central bank, and are fixed in value by the government. Unlike …
Central Bank Digital Currencies | What CBDCs Are and How They Work ...
A central bank digital currency, or CBDC, is a government-issued form of money that lives entirely online. It’s pegged to the country’s fiat currency —like the U.S. dollar —and backed by the nation’s …
Treasury Rules Out Central Bank Digital Currency Amid Legislative Push
4 days ago · The House passed the CBDC Anti-Surveillance State Act in 2025, prohibiting the Fed from issuing or researching a retail CBDC without approval, with potential attachment to the FY2026 …
Central Bank Digital Currency (CBDC) - Virtual Handbook - IMF
A CBDC offers a safe store of value and efficient means of payment, which can increase competition for deposit funding, raise banks’ share of wholesale funding, and lower bank profits. A CBDC also could …
Apr 10, 2025 · Central Bank Digital Currencies Policymakers have debated whether the Federal Reserve (Fed) should create a central bank digital currency (CBDC)—a “digital dollar.” A CBDC …
What Does Central Bank Digital Currency (CBDC) Mean?
Aug 11, 2024 · Unlike cryptocurrencies, CBDCs are centralized and regulated by the government. They represent a digital equivalent of physical cash, aimed at modernizing the financial system and …
What are Central bank digital currencies (CBDCs)? | World Economic …
Oct 6, 2023 · Central bank digital currencies (CBDCs) are a kind of digital money issued by a central bank, but are not cryptocurrency and would not replace cash.
Central bank digital currency (CBDC): how it works and why it matters
5 days ago · Learn how a central bank digital currency (CBDC) works, who uses it, and how it compares with bank money, cryptocurrencies, and stablecoins.